To successfully manage your money, you have to have a Debt Free strategy. The first step in creating a plan is to get all of the pieces in their proper place.
Create a List of all of your Monthly obligations.
Create a List of Monthly Personal Care Needs
- Hair Care
Once these are complete, place the personal care items into a separate account that is to be exclusively used for non bill purchases.
Every Positive Step is a move in an amazing direction.